Ohio residents, like many other people, need additional funding from time to time in order to cover emergency needs. Fortunately, the state has a large number of different organizations and programs that can help. These include, for example, Mortgage Help and Foreclosure Prevention, Ohio Department of Job and Family Services and Bills and Rent Cash Assistance.
What Financial Assistance Can You Get in Ohio?
If you are an Ohio resident and need help, you should know that you are not the only one facing this. Most people periodically need money and help to cope with their needs. So, the following financial assistance options are available for Ohio residents.
Government Assistance Programs
Currently, Ohio residents can receive grants in all Ohio cities. Also, in addition to those programs offered by the state, they can also receive assistance from various charitable organizations. Most often, they help with rent, paying bills, buying food, and more. The following programs are currently available:
Ohio Department of Job And Family Service. This agency offers a huge number of different types of assistance for people who live in Ohio. Government assistance program in Ohio includes grants, food assistance, unemployment compensation, health care aids, child care support and others.
Mortgage Help And Foreclosure Prevention. If you’re having trouble paying off your mortgage because you’re on a low income, then this program can help you. What’s more, they can also help you avoid foreclosure. Also at the moment, Ohio offers a large number of different mediation programs that help banks and homeowners solve their problems.
Bills And Rent Cash Assistance. Once the residents of the state are faced with such a problem that they cannot pay their bills and debts on their own. In the event of such a problem, the state offers two types of cash assistance grants – The Ohio Works First and The Disability Financial Assistance.
Ohio Personal Loans. If residents of the state need funding to meet their personal needs, they can apply for a simple and convenient Personal Loan. Most often, lenders offer loans up to $35,000 both online and in the lender’s store. There are a huge number of direct lenders in the state who are ready to provide borrowers with a loan for any need, even if they have a bad credit history. Now Personal Loan has a simple and convenient online application, convenient repayments, competitive interest rates and other benefits.
Ohio Payday Loans. If a person living in Ohio needs a small amount to meet their needs, they can also apply for a Payday Loan. Most often, lenders in Ohio lend up to $1,000. The loan can be obtained completely online without having to go to the lender’s store and go through a credit check. Money is provided absolutely for any needs. But the Loan should be paid off with interest on the day of your next paycheck.
Ohio Title Loans. Another type of loan that Ohio residents may consider is the Title Loan. If you have a car title in your name, then you can apply and get funding fairly quickly. Most often, a lender offers between $1,000 and $10,000 without a credit check. Thus, even with a bad credit history, the borrower will be able to get financing. However, it is important to pay attention to the fact that in case of non-payment of the debt, the lender will be able to take the vehicle in order to consolidate the debt under the loan. That is why the borrower must weigh all the advantages and disadvantages before applying for this type of financing assistance in Ohio.
Ohio Healthy Families. If you have a low income and live in Ohio, this program can help you get free health insurance. It currently helps cover various health care bills and costs.
Community clinics. There is also good news for those people who need medical treatment. Ohio has a huge number of different clinics that offer inexpensive or even free treatment. Most often, they offer help for people who do not have insurance or who have a low income. It is also worth noting that in addition to these clinics, there are several non-profit organizations that also provide various dental services. So if you don’t have insurance or it’s limited, they can help you.
Emergency Food Assistance. Ohio residents who need food aid should also be aware that they can get help from non-profit organizations. However, it is important to note here that their household income must also meet a minimum level in order for them to be eligible to apply for and receive assistance. For now people can get groceries, meals and so on.
Crisis assistance. At the moment the Salvation Army is one of the leading non-profit organizations in Ohio. It helps people who find themselves in difficult life situations cope with paying for medicines, renting a house or apartment, paying bills and much more. However, funding is also limited.
Child support. If you live in Ohio and need to pay child support but you lost your income, for example, you can request a review of your child support order. However, in order to do this, you do not have to be at fault for losing your job. You can also use this option if your salary has been significantly reduced. So, after your specific case has been reviewed, your child support can be adjusted.
Eviction and Homeless Prevention Programs. The Emergency Solution Grant is also for people who do not have enough income. They can train help to pay rent and other housing costs.
Help in getting rid of debt. If you are an Ohio resident and have applied for one or another loan but cannot pay the debt on your own, most likely you do not know what to do. However, now non-profit organizations are also helping Ohio residents meet these needs.
